Specialist+

A home loan for customers who are recovering from financial difficulties.

Specialist+ might be the right product for customers who find it hard to obtain finance due to previous credit issues, bankruptcy or defaults.

No automated credit scoring – we assess each application on a case-by-case basis to fully understand the customer’s circumstances.

Product Features

Can borrow up to $1.25m
Borrow up to 80% LVR
Release up to $200,000 of equity
Unlimited debt consolidation including tax debt, business debt or privately funded loans
Defaults/Judgements up to 2 over $1,000 in the last 12 months ignored
Discharged bankruptcies acceptable if more than 1 day