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I’m a single parent with two jobs
If you have alternative sources of income, we can help
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Bluestone have more flexibility than mainstream lenders when it comes to income sources and employment history
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We’re flexible with the types of income we accept, including casual income, child maintenance and Working For Families Tax Credit
- Borrow up to $2m*
- Borrow up to 80% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get $500,000 cash out on your loan (for full documentation loans)
- Unlimited debt consolidation available, including IRD debt, business loans and loans from private lenders
- Self-employed eligibility from 1 year NZBN, 1 day GST
- Simple self-employed income verification with a customer declaration and either 6 months business bank statements OR 6 months GST OR Accountants Letter
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
6.69%Variable rate
6.75%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.