Connect with Us
I’m self-employed
If you don't have all of your paperwork handy, we can help
- You can use the equity in your home to get up to $500,000 cash out
- We’re flexible with the ways you can verify your income
- You can consolidate your debt into your home loan for one easy payment, including IRD debt and business loans
- We don’t credit score – we assess each application on a case-by-case basis
- Borrow up to $2m*
- Borow up to 80% of the value of your property*
- No Lender Mortgage Insurance (LMI), which could save you thousands
- Use your home’s equity to get $500,000 cash out of your loan (for full documentation loans)
- Unlimited debt consolidation available including IRD debt, business loans and loans from private lenders
- Self-employed eligibility from 1 year NZBN, 1 day GST
- Simple self-employed income verification with a customer declaration and either 6 months business bank statements OR 6 months GST OR Accountants Letter
*Subject to location, LVR and product selected
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Choose a home loan rate option that works for you
Variable rates from
6.69%Variable rate
6.75%Comparison rate**
Subject to credit assessment and lending criteria.
Terms and conditions apply. Risk fees may apply.
Bluestone specialist support
We’re here to help. Simply leave your details and query and we’ll get back to you within business hours.